Apply for business funding
Introducing the Cash Advance: expand your services, buy more stock or new equipment, and boost your bottom line.
The Cash Advance is simpler and faster than traditional business funding, with fixed, affordable repayments.
Easy cash advance for your business
Fast Application
Simple application process. Apply in minutes, not days.
Fixed Costs
Set cost not linked to interest rate fluctuations.
Quick Approval
Get an obligation-free offer in 24 hours. Access funds faster.
Do you have ambitious goals for your business and need flexible finance to achieve them?
Get affordable working capital for small and medium businesses in South Africa.
Apply Now
Market your brand
Create awareness for your brand or business venture and increase your sales turnover.
Buy stock or equipment
Maybe you need some new machinery or want to buy inventory in bulk.
Expand or grow In any way
Open a new branch or sector or expand into new markets.
Start selling with PJN
Use funding when your cash flow is low and you need to pay the bills.
Benefits of getting capital via cash advance to fund your business needs
No collateral required
No need to put up your assets as collateral and in some cases get your spouse to sign off and take responsibility for a loan from a bank or credit unions.
No need to get friends and family involved
If you lend money from friends and family, you could end up with a sour relationship if they do not get back what they have invested in your business.
No crowd funding required
No need to prepare a business proposal in order to convince the group of people to invest / borrow you the money.
Get instant cash
Business funding gives you immediate access to a lump sum of money that can be used to operate or grow your business in whichever way you see fit.
No investors / partnerships
No need to give away your equity or partner with someone that could influence your ways of operating and managing your business.
How Do I Qualify for a Cash Advance?
Apply Now
R50k Turnover
I have R50,000+ monthly turnover
SA Citizen
I am an South African citizen or have a guarantor
Bank Statement
I can provide 6 months' bank statement
Business Trade
I own a business that has traded for 12+ months
How Long Does It Take to Get Business Funding?
As a business owner, securing the necessary funds to grow your enterprise is crucial. One of the most common questions we receive is: “How long does it take to get business funding?” The answer depends on various factors, but with the right partner, the process can be streamlined significantly.
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