Increase revenue with our retail solutions
Let’s get you paid! Increase your sales with split payment options and performance marketing.









More ways to get paid
Expect more orders as shoppers pay later while you get paid upfront. We created these straight and split payment services to help South Africans boost buying power.

Pay in 12
For some shoppers, even paying in 3 places your product out of reach. That's why we've introduced an extra flexible retail credit option, Pay in 12. It makes bigger-ticket items more attainable with smaller payments spread over 12 months.
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Pay in 3
Convert more browsers into buyers by making your products affordable; shoppers who PayJustNow can split their purchases into 3 interest-free payments and ease the pressure on their budget. Think bigger basket sizes and less abandoned carts.
Learn moreOur Google Rating
We're committed to providing the best interest-free payment solution but don't just take our word for it. Read over 5378 reviews written by shoppers.
4.7/5Transactions every 9 seconds
Our customers collectively have over 7.8 billion spend-facility available. Using our platform for buy now, pay later and retail credit payments puts you on their radar.
9 secs11270 daily transactions
Think of the PayJustNow community as your potential customers. As our database grows, so does your reach and income opportunities.
11k+10 000+ points of presence
When customers PayJustNow, they gain access to items and services without pinching their pockets. Start offering this responsible alternative to credit now.
10k+


Marketing solutions
Get your business noticed by our community of 2.6 million shoppers and turn interested browsers into new customers.
Learn MoreGet started with these resources

Merchant portal
See the latest business updates, marketing opportunities, onboarding information and more.
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Payup app
Want a loadshedding-proof transaction process? Complete offline payments from anywhere using the PayUp App.
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Integrations
Add us as a payment method on your website by using our pre-built plugins or custom API's.
Learn moreDesigned for growth
Seamless checkout wherever they shop
Offer shoppers the convenience of fast checkouts online and in-store with the PayJustNow app.
eCommerce
Our prebuilt plugins are compatible with Shopify, Magento, WooCommerce, Salesforce Shopstar, PrestaShop and Storefront. Plus, you can tailor our integration to suit your business needs.
POS Integration
Seamless POS integrators through ACS, Cow Hills, BCX, Posworx or Yoyo. We are constantly expanding our list of POS partners to keep your payment process smooth and convenient.
Soft Touch Integration
Use our PayUp merchant app or static QR codes to get up and running in minutes. Cashless payments speed up the checkout process, reduce queues, and keep shoppers coming back for your service and convenience.
Why businesses love PayJustNow

Paddy Muldoon
Introducing an alternative payment option to customers has enabled our Adidas retail business to extend its reach. Access to the PayJustNow team, the integration into our Adidas payment portal, and the end-use consumer experience have been nothing short of seamless. This has led to increased conversions, sales and repeat business. We are excited about future growth with the PayJustNow team.

James Taylor
Signing up with PayJustNow opened a whole new market segment for our business. We now provide customers with interest & fee-free payment terms, PayJustNow promotes our brand to new pre-approved customers within the ecosystem, and its online and in-store functionality supports our omnichannel approach.

Nathier Schroeder
As a leading sports brand, Puma has always been committed to providing exceptional experiences for our customers. When we partnered with PayJustNow, we were impressed by their innovative payment solution.

Marketing Team
PayJustNow gives Cape Union Mart a big advantage by offering customers a simple and adaptable payment option. Our customers stretch the cost over time and avoid interest by paying in instalments. This means more sales potential for Cape Union Mart, fewer financial obstacles for customers, and bigger purchases. It also increases customers’ happiness and loyalty by providing a practical, affordable payment alternative

Tim Maxwell
The partnership with PayJustNow has proven to be a win-win, increasing sales and customer loyalty across all of Retainability’s retail brands and providing our customers with a fee-free, interest-free way to pay.
The PJN team have been innovative in finding solutions and always willing to go the extra mile – it’s a pleasure working with them.