Increase revenue with our retail solutions

Let’s get you paid! Increase your sales with split payment options and performance marketing.

R7.5B Total transactions
2.6M Customers
R7.8B Available to spend

More ways to get paid

Expect more orders as shoppers pay later while you get paid upfront. We created these straight and split payment services to help South Africans boost buying power.

Retail Credit

Pay in 12

For some shoppers, even paying in 3 places your product out of reach. That's why we've introduced an extra flexible retail credit option, Pay in 12. It makes bigger-ticket items more attainable with smaller payments spread over 12 months.

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BNPL

Pay in 3

Convert more browsers into buyers by making your products affordable; shoppers who PayJustNow can split their purchases into 3 interest-free payments and ease the pressure on their budget. Think bigger basket sizes and less abandoned carts.

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Our Google Rating

We're committed to providing the best interest-free payment solution but don't just take our word for it. Read over 5378 reviews written by shoppers.

4.7/5

Transactions every 9 seconds

Our customers collectively have over 7.8 billion spend-facility available. Using our platform for buy now, pay later and retail credit payments puts you on their radar.

9 secs

11270 daily transactions

Think of the PayJustNow community as your potential customers. As our database grows, so does your reach and income opportunities.

11k+

10 000+ points of presence

When customers PayJustNow, they gain access to items and services without pinching their pockets. Start offering this responsible alternative to credit now.

10k+
Grow your business

Marketing solutions

Get your business noticed by our community of 2.6 million shoppers and turn interested browsers into new customers.

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Get started with these resources

Merchant portal

See the latest business updates, marketing opportunities, onboarding information and more.

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Payup app

Want a loadshedding-proof transaction process? Complete offline payments from anywhere using the PayUp App.

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Integrations

Add us as a payment method on your website by using our pre-built plugins or custom API's.

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Designed for growth

Omni-channel Solutions

Seamless checkout wherever they shop

Offer shoppers the convenience of fast checkouts online and in-store with the PayJustNow app.

eCommerce

Our prebuilt plugins are compatible with Shopify, Magento, WooCommerce, Salesforce Shopstar, PrestaShop and Storefront. Plus, you can tailor our integration to suit your business needs.

POS Integration

Seamless POS integrators through ACS, Cow Hills, BCX, Posworx or Yoyo. We are constantly expanding our list of POS partners to keep your payment process smooth and convenient.

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Your

Soft Touch Integration

Use our PayUp merchant app or static QR codes to get up and running in minutes. Cashless payments speed up the checkout process, reduce queues, and keep shoppers coming back for your service and convenience.

Brand

Why businesses love PayJustNow

Managing Director, Adidas

Paddy Muldoon

Introducing an alternative payment option to customers has enabled our Adidas retail business to extend its reach. Access to the PayJustNow team, the integration into our Adidas payment portal, and the end-use consumer experience have been nothing short of seamless. This has led to increased conversions, sales and repeat business. We are excited about future growth with the PayJustNow team.

Business Owner, GoMaxx

James Taylor

Signing up with PayJustNow opened a whole new market segment for our business. We now provide customers with interest & fee-free payment terms, PayJustNow promotes our brand to new pre-approved customers within the ecosystem, and its online and in-store functionality supports our omnichannel approach.

Retail Operations, Puma

Nathier Schroeder

As a leading sports brand, Puma has always been committed to providing exceptional experiences for our customers. When we partnered with PayJustNow, we were impressed by their innovative payment solution.

Cape Union Mart

Marketing Team

PayJustNow gives Cape Union Mart a big advantage by offering customers a simple and adaptable payment option. Our customers stretch the cost over time and avoid interest by paying in instalments. This means more sales potential for Cape Union Mart, fewer financial obstacles for customers, and bigger purchases. It also increases customers’ happiness and loyalty by providing a practical, affordable payment alternative

Head of Financial Services, Retailability

Tim Maxwell

The partnership with PayJustNow has proven to be a win-win, increasing sales and customer loyalty across all of Retainability’s retail brands and providing our customers with a fee-free, interest-free way to pay.
The PJN team have been innovative in finding solutions and always willing to go the extra mile – it’s a pleasure working with them.

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