Good things come in 3
When you add us as a payment method, shoppers get to split their purchase in 3 interest-free payments. This gives them a handle on finances and boosts quality of life.










Reach more shoppers
We can get you signed up and accepting payments in under a week. Our process is as transparent as they come so feel free to ask us anything.
- Get paid upfront
- Higher conversion rates
- No fraud and payment risk

How to Pay in 3
Request a demoSign up
Create a PayJustNow account online in 2 minutes and get instant approval. Protect your app with a security selfie and start shopping on the same day you sign up.


Shop online or in-store
Head to your favourite store and keep an eye out for the PayJustNow logo at the checkout point or on their website.
Select PayJustNow at Checkout
Once you’ve added your items to cart, choose PayJustnow as your payment method and only pay a third of the transaction cost.
Enjoy your purchase
Use your item straight away and settle the rest of the transaction cost with no interest by the next pay day.
Effortless integration
Go from beginner to pro with all the tips and tools you need to effortlessly adopt our payment system as your own.
Get started



Receive payments in store
To shop in store, customers must download the PayJustNow app and create a profile. It takes 2 minutes to sign up.
In-store label
Each physical business has an in-store label in our directory so that customers know to visit your store.
How to checkout
Customers scan your transaction QR code, enter the amount to pay and confirm once the instalment value displays.
Transaction dashboard
Once the sale is confirmed, the transaction is saved to PayUp and reflects on your business dashboard.
Receive Online Payments
Welcome smooth sales with a secure payment platform that’s easy to use and easy to integrate. Learn more about the online payment process in our business centre.
Take me there
Confirm payment on the app
The payment must then be verified from the shopper’s app to complete the transaction.
Confirm payment on the app
The payment must then be verified from the shopper’s app to complete the transaction.
Transaction reflects on your dashboard
Once the sale has gone through, the transaction details will reflect on your PayUp dashboard.
Explore more solutions
Find out how working with us can truly pay off. We have a library of resources to help your business stand out and grow.

Pay in 12
Give shoppers the opportunity to buy more with extra flexible payment options and no risk to your store. Shoppers can apply to stretch their purchase into 12 smaller payments.
Learn more
Marketing solutions
Reach more shoppers with our marketing tools. From emails campaigns and social media content, to prime spots on our website and deals page.
Learn more