Retail Credit

An extra flexible way to pay

Shoppers can choose to pay for purchases over 12 months by applying for retail credit. They will still be able to Pay in 3 since it’s a separate account and all payment options are managed on the app.

Card Transactions

Even bigger basket

Shoppers can buy X2 as much

Long-term paying options and higher credit limits help shoppers fill their baskets with up to twice the value of Pay in 3 purchases.

More credit, more checkouts

One shopper, two spend facilities

With the option to pay in 3 plus pay in 12, shoppers have more to spend and you have more to sell.

0% Deposit

No upfront payment option

Yes, zero deposit purchases. Think extra spending relief for trusted PayJustNow shoppers to make their first instalment at a later date.

Seamless integration

Payments are easy to capture

While one shopper may have multiple payment options, it’s all linked to a single profile. Transactions are still easy to complete with no extra admin on your part.

PayJustNow

Sign up

Sign up and use our tech for free

There are no setup or monthly service fees. You will only pay a small transaction fee once an order is processed.

Process orders

Manage all transactions in one place

You can process in-store transactions, sign up new split-payment shoppers, complete retail credit payments and chat to support all on the app.

Track sales

Keep an organised record of sales

Monitor sign ups and sales by date and spot trends to improve revenue. You can also pull up receipts by searching your transaction database.

PayJustNow for developers

Effortless integration

Go from beginner to pro with all the tips and tools you need to effortlessly adopt our payment system as your own.

Get started
Join the PayJustNow Business Network
Send request