PJN Mobile Airtime Rewards gives qualifying PJN Funeral Cover policyholders R100 airtime a month, loaded as 4 weekly instalments of R25, for as long as the policy remains valid and up to date.
To qualify for a reward you must:

  • Hold a PJN Funeral Cover policy that is valid and up to date; and 
  • Have selected the airtime rewards option; and

How the reward works

  • To redeem your reward you must have an active, RICA-registered PJN Mobile SIM.
  • Your policy is assessed on the same date each month. Where it is valid and up to date on that date, your reward is released within 3 business days. 
  • Airtime is loaded in 4 weekly instalments of R25. Each instalment must be used within 7 days of being loaded — unused airtime expires and is not carried over.
  • Where your policy is not up to date on an assessment date, no reward is released for that cycle. Rewards are not backdated once arrears are settled — the reward resumes from the next assessment date.
  • Where a premium is reversed after a reward has been released, any instalments not yet loaded are cancelled. We may recover the value of airtime already loaded or set it off against future rewards.
  • One reward per policy, payable to the policyholder only, regardless of how many lives are covered. A maximum of [one] reward applies per policyholder.
  • Your reward stops from the assessment date following the cancellation or lapse of your policy. Airtime instalments already loaded run to their expiry.

Using your reward airtime

  • Reward airtime can be used for calls, SMS and out-of-bundle data. It cannot be used to buy data. 
  • Reward airtime cannot be transferred to another number or converted to cash. It has no cash value and is not exchangeable.
  • Where your SIM is inactive, suspended or not RICA-registered on a loading date, that instalment is forfeited.

General

  • A PJN Mobile SIM costs R15 (physical) or R2 (eSIM), once-off and non-refundable. Delivery or collection fees are charged separately and are not covered by the reward.
  • We may withdraw or change this programme on 30 days’ notice. Rewards already released are unaffected.
  • We may withdraw the reward and suspend the SIM where we detect abuse or fraud.
  • These terms apply in addition to the PJN Mobile Terms and Conditions and your PJN Funeral Cover policy terms. Where they conflict, your policy terms prevail.