BNPL

Good things come in 3

When you add us as a payment method, shoppers get to split their purchase in 3 interest-free payments. This gives them a handle on finances and boosts quality of life.

Onboarding

Reach more shoppers

We can get you signed up and accepting payments in under a week. Our process is as transparent as they come so feel free to ask us anything.

  • Get paid upfront
  • Higher conversion rates
  • No fraud and payment risk

How to Pay in 3

Request a demo

Sign up

Create a PayJustNow account online in 2 minutes and get instant approval. Protect your app with a security selfie and start shopping on the same day you sign up.

Shop online or in-store

Head to your favourite store and keep an eye out for the PayJustNow logo at the checkout point or on their website.

Select PayJustNow at Checkout

Once you’ve added your items to cart, choose PayJustnow as your payment method and only pay a third of the transaction cost.

Enjoy your purchase

Use your item straight away and settle the rest of the transaction cost with no interest by the next pay day.

PayJustNow for developers

Effortless integration

Go from beginner to pro with all the tips and tools you need to effortlessly adopt our payment system as your own.

Get started
In-store label

Each physical business has an in-store label in our directory so that customers know to visit your store.

How to checkout

Customers scan your transaction QR code, enter the amount to pay and confirm once the instalment value displays.

Transaction dashboard

Once the sale is confirmed, the transaction is saved to PayUp and reflects on your business dashboard.

Confirm payment on the app

The payment must then be verified from the shopper’s app to complete the transaction.

Confirm payment on the app

The payment must then be verified from the shopper’s app to complete the transaction.

Transaction reflects on your dashboard

Once the sale has gone through, the transaction details will reflect on your PayUp dashboard.

Explore more solutions

Find out how working with us can truly pay off. We have a library of resources to help your business stand out and grow.

Retail Credit

Pay in 12

Give shoppers the opportunity to buy more with extra flexible payment options and no risk to your store. Shoppers can apply to stretch their purchase into 12 smaller payments.

Learn more
Boost sales

Marketing solutions

Reach more shoppers with our marketing tools. From emails campaigns and social media content, to prime spots on our website and deals page.

Learn more
Join the PayJustNow Business Network
Send request